Autonomous finance agent
For SMB finance teams without a procurement desk

Your SaaS spend, watched, trimmed, and locked in monthly.

Trimlock reads every recurring charge across your bank accounts and corporate cards, scores each subscription against real usage signals, and sends its negotiation agents after the ones worth fighting over. Every action is logged, every outcome audited — at month-end you get a transparent savings statement that drops straight into QuickBooks and Xero.

Request access See how it worksRead-only bank links · e-signed cancel trail · SOC 2 in progress
November 2026 · statement
Customer Avila Holdings
Locked in
Cancelled outright
−$4,820
18 unused Adobe seats
Negotiated down
−$3,401
HubSpot Pro → Starter
Recovered credits
−$2,180
Notion AI credits
Renewals deferred
−$5,640
Atlassian, 12 mo push
Total locked in — drops into QuickBooks & Xero−$16,041
What Trimlock catches

Four signals your SaaS bill is leaking, joined into one audit trail.

Each finding carries vendor receipts, an in-product screenshot of the usage gap, and a draft message ready to send — so finance can review what Trimlock plans to negotiate before it ever leaves.

Lead signal
Highest recovery ROI

Unused seats and orphaned licences — the biggest single line on the bill.

Trimlock joins your billing record against SSO logins, your IdP, and the vendor's own admin activity feed. A seat nobody has touched in 60+ days is not auto-cancelled — it is handed to your finance team as a one-click reclaim request, with the screenshot, the last login, and the auth events attached.

evidence.attach auth.last_login · sso.session.event · vendor_admin.activity — three independent sources.
Quiet list-price drift

When a SaaS renewal lands at higher list, Trimlock pulls last year’s invoice and the public price page, then opens the negotiation before the renewal date.

Duplicate tools

Two CRMs, three note-taking apps, two standup tools — Trimlock groups overlapping subscriptions by the role they play and recommends a single survivor.

Add-ons nobody opens

Premium support tiers, captive analytics modules, and "AI credits" nobody burned through — surfaced with usage screenshots the vendor cannot dispute.

How it works

Four beats every month, all of them on the record.

A finance agent you can audit. The same four steps, the same vault, the same set of break-glass controls — every month.

  1. 01

    Connect, read-only

    Bank-grade read-only links to operating accounts and corporate cards. No money moves, no write access, and the connection is revocable in one click from your dashboard.

  2. 02

    Score every recurring charge

    Trimlock maps each recurring transaction to a vendor, joins in SSO and product usage signals, and scores the subscription against four risk axes: waste, redundancy, drift, and notice.

  3. 03

    Negotiate in your name

    For each finding worth fighting over, a negotiation agent drafts the email, steps through in-product chat, or dials the retention line. Every word is reviewed by a second agent before it leaves.

  4. 04

    Lock in a number

    Cancelled outright, downgraded, or walked down on price — every outcome produces a signed vendor reply, a timestamped audit entry, and an entry on the month-end statement.

Negotiation, on the record

Trimlock walks Adobe, Notion, HubSpot & peers down on every renewal.

A negotiation agent opens the chat or dials the retention line, a second agent reviews every word before it leaves, and the vendor reply is e-signed and pinned to the audit trail. The vendor sees a finance professional with evidence. You see a signed PDF and a number.

Retention call, transcribed Vendor e-signature captured Approval gated in your dashboard
Customer Avila Holdings · 11 / 2026 · audit hash 0x9f·c1·22·ad
Savings locked in — November
Posted to QuickBooks
  • Adobe Creative CloudCancelled 18 unused seats−$4,820Cancelled
  • HubSpot Marketing HubWalked down tier (Pro → Starter)−$3,401Negotiated
  • Notion AI add-onRemoved, usage < 4%−$2,180Removed
  • Atlassian (Jira + Confluence)Renewal pushed back 12 months−$5,640Defer
  • AsanaDuplicate → consolidated to Linear−$1,260Consolidated
Cancelled · Negotiated · Recovered creditsTotal −$17,301
audit.log · append-only · signed edge
2026-11-14T08:42:11Z  agent.scout   mark  adobe_creative_cloud
2026-11-14T08:42:14Z  agent.review  approve mark ┐ 2-of-2
2026-11-14T08:42:19Z  agent.drafter compose cancellation.email
2026-11-14T08:55:02Z  agent.caller  dial     +1-800-833-6687   (Adobe retention)
2026-11-14T08:57:44Z  transport     send     cancellation.email           (signed)
2026-11-14T09:01:13Z  vendor.reply  receive  cable_2026-11-14_0901.pdf      (e-signed)
2026-11-14T09:01:13Z  ledger        booked   −$4,820.00 / quickbooks.batch_id=8412
2026-11-14T09:01:14Z  edge.sign     seal     0x9fc122ad…b9                 (merkle)
Compliance & audit

Every action logged, every outcome auditable, every cancel e-signed.

Trimlock exists for the moment finance and legal both have to be in the room. Read-only connections, append-only audit logs, edge-sealed merkle roots, and a cancel flow that produces an e-signature the vendor cannot walk back — so the statement you hand to your auditor stands up.

  • Read-only bank & card links — revocable in one click
  • Append-only audit log with per-entry merkle seal
  • Two-agent review before any email, chat, or call ships
  • Cancellation replies e-signed and pinned to the vendor record
  • Statement drops straight into QuickBooks and Xero as a journal entry
  • SOC 2 Type II in progress · DPA available on request
Common questions

The questions finance and legal ask before turning us on.

Still want to talk through your stack before you decide? trimlock@polsia.app.

Lock in a number

Your SaaS audit will land before your next invoice does.

A finance teammate will reply within one business day with the current pricing schedule and a sample month-end statement from a business your size. No onboarding fee, no per-seat charge.

Email the team
trimlock@polsia.app